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Insurance Why Is Depression Considered a Risk When Purchasing Life Insurance?

When you apply for life insurance, you might think you wont run into any problems if you dont have a chronic disease or a life-threatening illness. But you may be surprised to find out that many insurance companies will consider you a high……

Insurance Will My Under Age Child Receive Social Security Benefits Because I'm Disabled?

Depending on your age and the number of years youve worked and paid Social Security taxes, you and your family members may receive Social Security benefits based on your employment record if you become disabled. Whether your underage child……

Insurance Insurance Companies That Provide Medicare Health Savings Accounts

Health savings accounts are trust accounts that consist of contributions by the customer and a trustee, typically an employer, that provide a reserve to pay medical costs not covered by the insureds primary insurance, which must be a high-d……

Insurance How to Change Flood Insurance

Homeowners insurance doesnt normally cover flood damage, so the federal National Flood Insurance Program was established to provide protection for homeowners in certain areas. The government underwrites flood insurance policies through this……

Insurance Do Many People Lose Their Social Security Benefits After a Disability Update?

Social Security offers disability insurance to workers who have paid in to the system through their payroll taxes. If youve been approved for disability, you draw a monthly benefit that is calculated in the same way as the monthly pension S……

Insurance Does Homeowner's Insurance Cover a Child in a Dorm Room?

An empty nest is only part of your concern when sending your student off to college. With the expensive electronics students need at school, youll want to make certain that insurance will cover a loss. Homeowners insurance often provides co……

Insurance How to Calculate Paid-up Life Insurance Amounts

Life insurance has two basic options: term and whole life. Term policies work like other kinds of insurance. You pay premiums and the company pays out only if you die. Whole life insurance includes a death benefit, but also has an investmen……